1) better property loans (New and Refinance: Owner Occ, Inv & SMSF) so that you have more money to spend on your family to enjoy the different seasons of life
2) better vehicle loans (for new or used car, caravans, boats, jet ski) compared to car dealerships so that you can still drive the same car but pay less on the lease payments
1) maximise what is available after age 60 or 65 by managing your superannuation well as you take advantage of the best legal tax haven in Australia - Superannuation
2) reach your financial goals and objectives (eg. significant family holidays, fund children's education, weddings, etc) before age 60, by taking advantage of tax considerations available to Australian
3) give every dollar you earn a purpose by utilising a framework that gives you the motivation to stick with the plan, so you can enjoy today (your current season) AND also your future seasons ahead
1a) have a war chest of funds available when unexpected accidents or illnesses happen to the family
1b) ensure that income continues if the family's main income earners are unable to work short, medium and long term
If unable to work long term, the family receives a payout to pay off the home loan and other big ticket expenses such as children's education, nursing care, home renovations to make the home disability-friendly, etc
2) ensure your estate plans (Wills with or without Testamentary Trusts, Enduring Powers of Attorney and Advanced Medical Health Directives) are in place and up-to-date to reflect your wishes